Couponing on YouTube

e-Course: Coupon 201

by Beth Montgomery on April 16, 2010

in Coupons & Rebates, Tips & Basics

This is Part 16 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.

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We’ve been through the sales and coupons with a fine tooth comb, so now we’re going to talk about how we use them together to get the best deal possible!

Note to RSS and e-Mail Subscribers: There are videos embedded into this post, which will not appear to you.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.   While you’re there, don’t forget to subscribe, to get the latest videos first, before they are posted here.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

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This is Part 13 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.

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(Updated: May 17, 2011.)

We’ve already deciphered the circulars, but those coupons aren’t so self explanatory either! Often even cashiers and managers don’t quite understand what the fine print means.

So, lets talk about the who, what, when, where, why, and how of coupons… Okay, well, there’s no why, other than because we love coupons, but you get the point.

Who?

Limit 1 Per Customer/Person
If you’re only one person or one customer, you can only use one of these coupons. For example, if you have two $1/1 Dawn dish detergent coupons and want to buy two bottles of Dawn, but find this at the bottom, you’ll have to convince your spouse, child, etc… to make the second purchase.

Keep in mind, unless you have a loyalty shoppers card, most stores can’t track your coupons and/or purchases, so you may be able to do multiple transactions or make multiple trips to and still manage to meet the coupon’s terms. It’s going to depend on your store.

Limit 1 Per Household/Family
Like with the “Limit 1 Per Customer/Person” coupons, you can only use one of these coupons. You won’t be able to send your husband through, but maybe your neighbor.

However, just like with the above, unless you have a loyalty shoppers card, most stores can’t track your coupons and/or purchases, so you may be able to do multiple transactions or make multiple trips to and still manage to meet the coupon’s terms. It’s going to depend on your store.

Limit 1 Per Purchase/Item Purchased
Sigh… how many of you have stood in line with your cart full, coupons in hand, and glowing in the brilliance of your well thought out shopping trip. Then, you hand your coupons to the cashier, who looks at them and says, “Oh, you can’t use two of these. It says one per purchase.” Raise your hand. Almost all of you? Yeah, many of us couponers have been there.

Next time, I want you to put on your doe-eyed innocent face, smile politely and say, “Oh good, because I’m purchasing two. See… 1… 2.”

Often purchase and transaction are confused, but “one per purchase” or “one per item purchased” simply means that you can only use one coupon per item. If it’s a $1/1, you can use two, if you buy two.

Limit 1 Per Transaction
Now this one is different. It’s per transaction. So, no matter how many you’re buying, you can only use one, unless you break it up into separate transactions or make multiple trips.

What?

Product Description
No, it won’t say “product description” on your coupons. I’m talking about the text like “Valid on Tide liquid laundry detergent 100 ounce bottle”. That means, you can only use it on that particular size and version of tide. You can’t buy the powder or the trial size.

Some think that if it scans without beeping, it’s okay. Technically, that’s not true. If a coupon says “valid only one Honey-Nut Cheerios” and you use it on the regular Cheerios, the manufacturer does not have to reimburse the store and you’ve used a coupon other than how it was intended, which is technically coupon fraud. So, pay attention read it carefully and use it as stated.

Excludes Trial Sizes
It’s simple. You can’t buy the trial size. However, if you don’t find this on a coupon, you can sometimes snag some FREEbies on certain products like laundry detergent, lotion, shampoo, and toothpaste, in the trial size. Remember, at times, using your coupon on the smaller size, actually saves you more. It’s all about those unit prices!

Excludes… / Does Not Apply To…
This coupon isn’t valid on whatever is excluded. If it excludes conditioner, then you can’t buy conditioner. Depending on the product description though, you may be able to buy shampoo, hair color, gel, or hairspray. Just, unfortunately, not that conditioner.

Valid Only On …
And this is just the opposite. If it says “valid only on conditioner”, then that’s the one and only product you can use this coupon on, so don’t pick up that shampoo.

Valid on Regular Priced Items Only
Unfortunately, you can’t use this coupon to snag a great deal on a clearance or sale item, since you can only use it on a standard, regular price item.

Where?

Redeem at …
This one is tricky. Often this is just the store simply trying to encourage you to use the coupon at their location, but if it’s a manufacturer coupon, it’s valid anywhere that accepts manufacturer coupons. However, it’s up to the stores discretion to refuse to accept coupons with other store’s logos or names on them, so simply ask your store’s policy.

Redeem Only at …
With this one, there’s no wiggle room. If it’s only valid at store XYZ or in a certain state or city, then that’s the only place you can use it. Unless you have a local store that accepts competitor coupons.

Offer Not Valid at …
Also, with this one, there is also no wiggle room. Some coupons just aren’t valid in a certain city, state, or even store for many reasons. It may be a state law or a store policy, but whatever the reason, you can’t use the coupon there. For example, in Indiana, you can’t require the purchase of alcohol to receive a discount, so alcohol coupons and rebates aren’t valid here.

When?

Expires December 31, 2012
It’s VERY rare that you’d find a coupon without an expiration date. In fact, many stores won’t even accept coupons that don’t have one and that’s their right, since it’s a common trait of fraudulent coupons. It may be written in many different ways like “valid until 12/31/11″ or “offer good through December 15, 2011″, but it all means the same – you can’t use this coupon after that date.

Yes, like with all rules, there are exceptions. Some stores accept expired coupons. Check with your store to see if they do and if they don’t you can’t legally use them past the date listed.

Valid 12/31/11-12/31/12
While some coupons simply expire, others mention a start date too. If it’s not yet December 31, 2010, then this coupon isn’t valid yet and you can’t use it. Hold on to it though, because you may find a great deal when it does become valid.

While Supplies Last
It’s rare, and usually only seen on rebates for coupon booklets or other free items or store coupons, but some may be good while supplies are in stock only. What does that mean? Well, if they don’t have it, you can’t get it or, obviously, use your coupon.

How?

Valid Only With This Coupon
For this one, I often want to say “duh”, but it’s found on coupons and that means, if you don’t have the coupon, you can’t get the discount. Watch, because there are sale notices that may look like coupons, but don’t require a coupon to get the discount. You may even be able to stack coupons on top of it, depending on the offer and your store.

Online/In-Store Only
If it’s valid online only, you can’t use it in store and vice versa.

Can’t Be Combined with Other Offers
This will depend on the coupon. Typically, it means you can’t combine it with other discounts, like a Senior Citizen’s discount, student discount, or employee discount. It also means that you can’t combine it with other like discounts or offers. So, if it’s a manufacturer coupon, you can’t use another manufacturer coupon and same for a store coupon.

Valid Only with … Card
You can use the coupon, but you’ll have to present your membership, loyalty, or rewards card. For example, you’ll have to pull your Cosco Membership, Kroger Plus Card, or T.G.I. Friday’s Get More Stripes Reward Card.

This Coupon Can Not Be Exchanged for Cash
It’s there and often seen on coupons. You have to buy something and the coupon value will come off of your purchase total. You won’t be given cash in exchange for the coupon.

Do Not Double/Triple
While stores cover the extra cost, manufacturers often don’t want coupons to double or triple. Why? Well, it all comes down to the bottom line – their budget. But, for you, it means, even if you take this coupon to a store that doubles or triples coupons, the store should not do so.

Now, some coupons, like those that begin with a 5, typically double regardless, if your store double/triples coupons and the coupon is within the store’s double/triple policy. Those coupons that start with a 9 will not automatically double no matter what. It’s all going to depend on your store.   Keep in mind, since doubling a coupon that clearly states “do not double” is against the coupon’s terms, your store has the right to refuse to double that coupon.

Additional Resources from Previous Posts

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

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e-Course: All About Catalinas

by Beth Montgomery on April 12, 2010 · 2 comments

in Coupons & Rebates, Tips & Basics

This is Part 12 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.

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What is a Catalina?   How do you use it?   Where do you get one?   And can they be used at any store?   Here’s all you ever wanted to know about Catalinas and more!

Note to RSS and e-Mail Subscribers: There are videos embedded into this post, which will not appear to you.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.   While you’re there, don’t forget to subscribe, to get the latest videos first, before they are posted here.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

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In Good Cents Savings e-Course

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e-Course: Coupons 101

by Beth Montgomery on April 10, 2010 · 4 comments

in Coupons & Rebates, Tips & Basics

This is Part 10 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.   Want to make sure you don’t miss a new course?   Subscribe to In Good Cents via RSS or e-mail!

We’re finally moving away from sales and onto coupons.   Please bare with me.   I know so many of you are at different levels of couponing, so we’re starting at the very beginning with Coupons 101: The Foundation of Frugality, so I can get us all on the same page.   Unfortunately, You Tube wants movies to be less than 10 minutes and this presentation runs just a tiny bit over 20 minutes, so it’s split into 3 sections.

Note to RSS and e-Mail Subscribers: There are videos embedded into this post, which will not appear to you.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.



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Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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RSS & e-Mail Subscribers: There is a video embedded in this post.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.

I haven’t kicked my new You Tube addiction yet, so now I’m forcing you to look at everything I got on my shopping trip last night!   Below is the breakdown of what I bought, the coupons I used, and how much I saved.

I didn’t do so well at Meijer.   My stinky husband kept adding odd things to my list that weren’t on sale, nor did I have a coupon for them.   He’d like to add a disclaimer here that he absolutely needed those things and he did tell me I didn’t have to include them in my budget, so he shouldn’t looked down upon for messing up my master plan.   However, because I’m brilliant, I still stayed almost within my $50 a week budget, so I’ve decided to let him live to see another day!   Now my disclaimer: I’d never really kill my husband, because he made me go over my grocery budget.   I’m a bit too head over heels in love to be able to live without him.

- – Meijer – -

Gerber Baby Food 6 @ $0.96 (Used $0.75/6 Catalina)
Gerber Baby Food Organic 4 @ $1.25 (Used $1/4 Catalina)
French’s Mustard $1.33 (Used $30/1, Doubled)
Jumbo Eggs $1.44
Meijer Frozen Steamer Vegetables 5 @ $1.25 (Sale 10/$10)
French’s Spicy Brown Mustard $1.89 (Used $0.50/1, Doubled)
Meijer Pepper $3.99
Kraft Deli Slice Cheese $4.49
Pork Ribs Family-Size Package $4.80 (Sale)
Digorno Frozen Pizza & Breadsticks 2 @ $6.29 (Used 2 $3/1)
Betty Crocker Warm Delights 2 @ $1.99 ( Sale $0.99, Used 2 $0.50/1, Doubled)
Red Grapes 4.03 lb @ $1.99/lb (Sale $0.99/lb)
Meijer Gallon Milk 2 @ $4.58 (Sale 2/$4)
Meijer Apple Juice $2.07 (Sale 3/$5)

Used $10 off your next Meijer purchase Catalina

Meijer Promotions & Non Coupon Savings: $15.75
Coupon Savings: $11.35

Final Price: $40.10 (40% Savings)

Got earn $20 off your next grocery purchase w/ new or transferred medicine, $0.75/3 Gerber Organic Foods, $2/14 Gerber 2nd Foods, & $1/4 Gerber DHA 2nd Foods.

On a side note, I’m pretty sure it’s not suppose to, but I always scan my Meijer One card when I shop and use my Credit Card.   You’re only suppose to get credit to your UPromise account, if you pay in cash or with a check, but I noticed today that I’m getting credit on it.

On to Marsh, where even though they scrutinized each and everyone one of my coupons, I still managed to save 79%!   Not quite sure what was up with the red-carpet treatment, but the sales associate had the manager come over and inspect my coupons one by one.   I would have understood if I was holding a Try-Me-Free coupon that was printed on the internet or a high value coupon, but they were checking out my $0.35/1 chocolate milk coupons and my $1/1 yogurt, not the free ones!   Odd, but at least they were nice about it and apologized, after the sales associate gave me a lecture on fraudulent coupons.

- – Marsh Supermarket – -

Shamrock Refuel Strawberry Milk 2 @ $1.39 (Sale 5/$5, Used 2 $0.50/1, Doubled)
Bananas 2.10 lb @ $0.49/lb (Sale $0.39/lb)
Strawberries $6.99 (Sale $2.98)
Brownberry Bread 2 @ $3.89 (Sale B1G1, Used 2 $1/1)
Yoplait YoPlus Yogurt 3 @ $2.69 (Sale 2/$3, Used 3 $1/1)
Fiber One Yogurt 2 @ $2.69 (Sale 2/$3, Used 2 $1/1)
Post Honey Nut Shredded Wheat $2.30 (Sale $1.99, Used $2/1)
Orville Redenbacher Kettle Popping Corn $3.68 (Sale 2/$6, Used Try-Me-Free)
Yoplait Simply… GoGurt $3.35 (Sale $3.15, Used Try-Me-Free)
Hershey’s Chocolate Milk 2 @ $1.39 (Sale 5/$5, Used 2 $0.30/1, Doubled)
Bagel Bites Deluxe, $2.79 (Sale 2/$4, Used $1/1)

Marsh Supermarket Promotions & Non Coupon Savings: $21.01
Coupon Savings: $17.77

Final Price: $10.14 (79% Savings)

- – Grand Total – -

Meijer Savings: $21.10
Marsh Supermarket Savings: $38.78

Meijer Price: $40.10
Marsh Supermarket Price: $10.14

Grand Total: $117.12
Final Savings: $66.88
Final Price: $50.24
Savings: 57%

Check out the Weekly Store Deals to find the matchups that go with this shopping trip!

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This is Part 8 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.

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You’ll be so excited.   I’m showing you me today on video!   I hate me on video, but I’m learning to live with it, so I can show you some stuff that I talk about on In Good Cents.   I mentioned that not all circulars are created equally in The Sales & Frugal Tips: It All Begins with a Discount (Part 1 & 2).   Today, before I go shopping, I’m walking you through my local circulars and exactly what you need to keep your eye out for.   Remember, like with all things, simply “read the fine print”.

You can subscribe to the In Good Cents You Tube Channel, if you’d like to check out   my favorite videos and get alerted when I upload something new!

NOTE: e-Mail & RSS Subscribers, there is a video embedded into this post which may not be appear. You can view the presentation on In Good Cents or visit the In Good Cents You Tube Channel for the full screen version.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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