e-Savings Soiree Series

This is Part 30 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu. Want to make sure you don’t miss a new course?   Subscribe to In Good Cents via RSS or e-mail!

We’ve made it through 30-Days of tips and tricks to help you save!   Hopefully, you feel a bit more empowered to start cutting your own household budget.   But there is so much more to saving money than clipping coupons and watching ads.   It helps, but it’s just a start.

I have tons of ideas, and I will admit, thought I should, I don’t use them all myself.   I’m trying though!

- – Make Your Own – -

Many don’t realize, often making your own at home can save you tons!   When you’re baking things like bread, you can make so much with a package of flour, that in the end, the cost of ingredients is minimal.   Plus, you can afford to make much healthier versions and try gourmet breads.

Here’s what you can make at home to cut your budget.

  • Snacks, Meals, and Baked Goods
  • Soaps & Washes
  • Household Cleaners
  • Spices & Herbs
  • Flavored Oils & Sauces

- – Borrow & Share – -

Somethings, like books, you don’t need to buy, since you can get them at the library for FREE!   In fact, many people don’t realize how much you can borrow from and enjoy at the library, depending on your local branch.

  • Books for All Ages
  • Books on Tape/CD
  • Movies
  • Music CDs
  • Games & Toys
  • Story Times
  • Classes & Programs

- – Recycle & Reuse – -

Think about things in your home that you throw out and before they hit the trash, how could you use them to save you   money?

  • Use grocery bags for trash bags in cars and small trash cans.
  • Refill plastic water bottles and juice bottles.
  • Use plastic containers for cottage cheese, sour cream, and other items as storage containers.
  • Rinse out plastic storage bags to get more uses out of them.
  • Look into online banking to save on stamps and envelopes.
  • Flip over used paper, flyers, and junk mail to print coupons, draft documents, or let the kids use as coloring sheets.
  • Cut up scrap paper for note pads.
  • Wrap presents in newspaper or kids coloring pages.
  • Use shoe boxes or cardboard boxes to organize closets and other spaces.
  • Fill up half-empty bottles of shampoo and bath wash with a little water to get more uses out of each bottle.

- – Replace – -

And, of course, there are the things that you just don’t need, even though we tend to think we do.   Here’s some things you could replace in your home with reusable version and simply do without.

  • Bottled Water
  • Plastic & Paper Grocery Bags
  • Coffee Filters
  • Paper Towels
  • Paper Napkins
  • Plastic Utensils
  • Paper Plates & Bowls
  • Disposable Diapers
  • One-Use Sponges, Wipes, and Toilet Brushes
  • One-Use Cameras
  • 35MM Cameras

Of course, these are just a few.   How do you save money at home?

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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This is Part 29 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.   Want to make sure you don’t miss a new course?   Subscribe to In Good Cents via RSS or e-mail!

We only have one more day until the 30-Day course ends, so today we’re starting to wrap things up with some tips on putting it into practice.

I know I said earlier that I have a $50 weekly budget for my family of 5 and that works for our family.   I don’t expect you to go out tomorrow and drop your budget as low as mine.   For most of you, this isn’t realistic.   I’ve been doing this for a while now.   I have many thing working in my favor, like the fact that I have a nice stockpile built up and that I’m familiar with coupons inside and out.

Some of you may become coupons overnight (like my mom did) and for others, it may take more time (like it took me), but if you don’t go at your own pace, you’ll get frustrated and overwhelmed.   Then you’ll decide it isn’t worth it and you’ll quit.   It doesn’t matter how much I save or how much your friends save or really how much any one else saves.   It’s about you and your family.   Working towards cutting your budget at your own pace, no matter what that pace is, is definitely worth it for your family.

So start slow.   And build up and add more on at your own pace until you get your budget exactly where you’d like it to be.

Note to RSS and e-Mail Subscribers: There are videos embedded into this post, which will not appear to you.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.   While you’re there, don’t forget to subscribe, to get the latest videos first, before they are posted here.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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This is Part 28 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.   Want to make sure you don’t miss a new course?   Subscribe to In Good Cents via RSS or e-mail!

Rolling Rewards, and even simply couponing, can be overwhelming and challenging.   Always trying to build more and more rewards, without losing them, can get crazy, so here’s my advice for keeping it all in perspective.

  • It’s okay to lose some of your rewards!   If you go into the store and “blow” them on formula that you need, but you don’t get any rewards back, that’s great.   You saved money on something you needed to buy, so don’t feel guilty about that.
  • Take a break now and then. Every so often, I do go in and just spend my rewards, then I take a month off and start all over.   That’s okay too.
  • You don’t need to get every deal.   Get what you need and what you can donate, but if a great deal slides by and you miss out, just take a deep breath and go on!   There are tons of deals and you won’t get them all.
  • You don’t need to be a pro overnight. Start slow.   Just get one thing a week at first and add on as you get better and more comfortable.
  • Don’t judge yourself by others. It’s fun to see people who get $200 worth of stuff for $10, but if you only saved $1 this week, that’s $1 saved.   Celebrate and don’t beat yourself up, because you didn’t save $190.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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This is Part 27 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.   Want to make sure you don’t miss a new course?   Subscribe to In Good Cents via RSS or e-mail!

Yesterday we talked about rolling our rewards to actually make money shopping!   But it can be so confusing.   The hardest part is figuring out how to roll your rewards to gain more rewards, while still paying as little as possible out of pocket.

Today, I’m sharing with you my transaction calculator that will help you create your own transactions to help you see it in action while you plan, plus watch the final results.   You can mix things up or move them around, until you find exactly what works best for you!

Note to RSS and e-Mail Subscribers: There are videos embedded into this post, which will not appear to you.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.   While you’re there, don’t forget to subscribe, to get the latest videos first, before they are posted here.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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e-Course: Getting Paid to Shop

by Beth Montgomery on April 26, 2010 · 1 comment

in Coupons & Rebates, Tips & Basics

This is Part 26 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu. Want to make sure you don’t miss a new course?   Subscribe to In Good Cents via RSS or e-mail!

It’s what you’ve all been waiting for – how to make money shopping.   We’re going to touch upon exactly how you roll rewards to make a profit in store credit when shopping.

Note to RSS and e-Mail Subscribers: There are videos embedded into this post, which will not appear to you.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.   While you’re there, don’t forget to subscribe, to get the latest videos first, before they are posted here.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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e-Course: The Coupon Database

by Beth Montgomery on April 26, 2010

in Coupons & Rebates, Tips & Basics

This is Part 25 of the 30-day Savings Soiree e-course by In Good Cents. View the most recent course in this series or head to the Saving Soiree e-course main menu.   Want to make sure you don’t miss a new course?   Subscribe to In Good Cents via RSS or e-mail!

The newest feature of In Good Cents is the coupon database and it can help you save TONS of money!   I highly recommend visiting it before you head to the store for many reasons.

Use the coupon database to find…

  • coupons for regular priced items on your list.
  • coupons for sale items that I did not provide a matchup for.
  • coupons to replace a matchup coupon that is no longer available.
  • stores coupons to matchup with your manufacturer coupons.
  • coupons for clearance and unadvertised sale items.
  • rebates to save you even more money!
  • printable coupons that you can print and use immediately.

Here’s a quick how-to on making the most of the coupon database and how to utilize all the search features available.

Note to RSS and e-Mail Subscribers: There are videos embedded into this post, which will not appear to you.   To view it, please visit the post on the main site or check out the In Good Cents You Tube Channel.   While you’re there, don’t forget to subscribe, to get the latest videos first, before they are posted here.

- – Additional Resources from Previous Posts – -

Confused or want more help? Don’t forget that I teach classes and speak in the Central Indiana area! Use the code ClippingMyBudget to get $10 off a public class.

Grab the Saving Soiree e-Course button!

In Good Cents Savings e-Course

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