Becoming Centsible: Meet Scott

by Beth Montgomery on February 4, 2010 · 1 comment

in Announcements, Frugal Living

This is part 1 of a 4 part series, Becoming Centsible: My Frugal Journey.

One promise I made to you was to let you get to know me a bit better this year.   Since I write a money saving blog, one thing you need to know about me is why do I cut my budget so much? Why do I pinch pennies, snag freebies, and horde coupons?  How did I become a savvy shopper?   Was it in my blood?   Is it out of necessity? Or is it something else?

Bring the past only if you are going to build from it.   ~Domà ©nico Cieri Estrada

To tell the truth, I’m not so proud of how I got here, because it doesn’t portray me in the best of light.   Sure I’m doing wonderful now, but that wasn’t always the case.   But this story is part of who I am, so here it goes…

We’ll start with my husband, since he’s the sensible one…

Though born in Indiana, my husband, Scott, grew up with his family in Florida.   They thought nothing about using credit cards, buying on credit, home mortgages, car payments, and so on and so forth.   It just built up.   It wasn’t as if they were sinking in debt.   They were just your average American family.

My husband, however, it’s your average American guy.   He tends to view things from the worst possible angle.   A true pessimist at heart.   We’re complete opposites, but that’s probably while we’re perfect for each other. But, that, of course, is another story.   Anyway, while his family saw how wonderful they were living, he only saw bills and payments that never ended.

After college, he moved back to Indiana where his family had relocated during his time at FSU.     Instead of doing what most single guys do and setting up a bachelor pad, Scott did something embarrassingly uncool for a college graduate.  He moved in with his parents.   And then he did something sensible.   He start saving every penny to buy his own home. He didn’t go out often.   He stayed home and saved.

A few days before he started picking out a color scheme for his new house, he met me.

I managed to look past the entire living with his parents thing and saw someone who made a very smart decision in his life.   One I wished I’d made as well…

Stay tuned…

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