December 2008

About Me

by Beth Montgomery on December 31, 2008 · 5 comments

in Announcements, Frugal Living

Welcome to IN Good ‘Cents’! This blog is designed to help you save money at your local grocery stores and drug stores, plus snag some great samples, freebies, coupons, and more.

I’m Beth, the owner and author. I absolutely love saving money for my family, but I also love sharing all the wonderful deals I find and helping others cut their own budgets. I’m a stay-at-home mom and while I do work very part time at my church in their childcare, I feel another way I can contribute to the budget is to save, save, and save!

Of course, there is much more to my life. I met my husband, Scott, in 2002. I actually bought my husband (well, kind of) and I didn’t have a coupon! I had just moved to Indianapolis after college and got an e-mail from Match.com with his photo and a little bit about him. Something about what he wrote caught my eye and I ended up paying $24.95 to join Match.com and write him! It was something I never thought I’d do, but it does make for a great story. Two years later we were married and not long after that, Adyston, my oldest daughter joined our family.

Ady was a BIG surprise, since I was told when I was young that I’d never be able to have children. I guess God works in mysterious ways and, obviously, that doctor had made a mistake, because after Ady we also added my daughter Inzleigh (Izy) and my son Daelan (Dae) to our family. Along with our 3 children, we’re also crazy enough to have 3 HUGE dogs – 2 weimaraners and 1 vizsla.

My family is the most important thing in my life, but when they aren’t around and I’m not blogging, I do have other interests! I have an uncontrollable addiction to books, I love to dance and listen to music, I have a warped sense of humor, I talk way too much, and I enjoy baking.

I didn’t start out to be a “savings educator” or to become a “deal seeking diva”. In fact, I just did not get it at first. One day a friend of mine was sitting with me at the park and asked, “Did you get your free chocolate and toothpaste at Walgreens this week?”. I looked at her like she had lost her mind and said, “Yeah right, Walgreens is giving away chocolate and toothpaste.” She patiently explained to me and handed me some coupons.

I was scared out of my mind. I left my children at home, in case they accused me of stealing and I had to make a run for it. But, they happily took my coupons and I took the chocolate and toothpaste paying only $0.34 tax out-of-pocket! I was in shock, but still scared out of my mind and totally confused on how this could possibly be legal. I told my mom who became a professional deal shopper over night, while I was still hesitantly snagging up the free items each week at CVS and sometimes Walgreens. It took me a while to get where I am now, but I did it and you can too!

Getting started can be overwhelming. If you have a question, please e-mail me at ingoodcents@gmail.com! I’d be more than happy to help you out. Also, if you find a great deal, let me know! I’ll give you credit.

Remember, if you get too overwhelmed, consider a Savings Soiree to help you get going! Soirees are offered the Indianapolis Area, as well as Terre Haute and Fort Wayne, Indiana.
You can find me here -

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The Lingo

by Beth Montgomery on December 31, 2008

in Coupons & Rebates

The world of couponing has it’s own lingo that needs to be decifered to take full advantage of the posts and deals on this website. Check out the lingo below:

$/$$: Money off money coupons like a $5 off a $25 purchase, etc..

$1/2: $1 off of 2 Items

2/$1: 2 items for $1

$5/$25: $5 off of a $25 purchase

B1G1 or B1G1: Buy one, get one

B2G1: Buy two, get one (many alternatives – B1G2, B3G1, etc…)

Catalina: Similar to CRT, a coupon that prints with your receipt

CRT: Cash Receipt Tape or Ticket, a coupon that prints with your receipt

ECB: Extra Care Buck(s) (from CVS), get more details at CVS 101.

G or GM: General Mill’s G Everyday Saver (coupon insert in newspaper)

MIR: Mail-In-Rebate

OOP: Out of Pocket

OYNO: Off Your Next Order

P&G or PG: Proctor & Gamble (coupon insert in newspaper)

PSA: Prices Start At

RP or V: Red Plum, also known as Valassis (coupon insert in newspaper)

Roll: To “roll” first you obtain ECB, RR, store cash, or a gift card by performing a transaction at a store which results in a reward in the form of store credit. Next, you use these ECB, RR, store cash, or gift cards to do another transaction which results in more ECB, RR, store cash, or gift cards. You can “roll” at CVS, Walgreens, Rite Aid, Babies ‘R Us, Target, Menards, and many more stores.

RR: Register Reward (from Walgreens)

SS: Smart Source (coupon insert in newspaper)

Stacking (or Stack w/): Using multiple coupons on one product. i.e., using a manufacturer and store coupon together on one product. Visit Coupons 201 for more details.

Try-Me-Free: Coupon for an absolutely FREE product

WYB: When You Buy

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Starting Out: Tips & Hints

by Beth Montgomery on December 31, 2008 · 3 comments

in Coupons & Rebates, Tips & Basics


It can be overwhelming to get started in the world of couponing, but don’t fret. Below are some posts with tips and tricks to help you out.

Remember, if you get too overwhelmed, consider a Savings Soiree to help you get going! Soirees are offered the Indianapolis Area, as well as Terre Haute and Fort Wayne, Indiana.

And, as always, contact me with any questions you may have!

BLOGS
How to Read a Blog

TIPS & HINTS
Coupons 101: Obtaining & Organizing
Coupons 201: Basics
Coupons 202: B1G1
Coupons 203: e-Coupons
Coupons 301: The Order

Printing Internet Coupons
The Lingo
Buying Coupons: How To Get The Coupons You Need

SAVINGS DOCUMENTS
Grocery Price Book Example
-What is a Grocery Price Book & why do I need one?

Grocery List Planner Example
Grocery List Planner Blank w/ Detailed Instructions
-What is a Grocery List Planner & why do I need one?

My Target Prices

Tip: To download these documents to your computer, when viewing the document, click on “File” in the top left-hand corner and select export from the drop-down menu. If you have Microsoft Office with Excel, export the document as a “.xls”. If not, you can export it as a “.cvs” to use with any spreadsheet program.

GROCERY STORE TIPS & HINTS
Baesler’s Market 101
Kroger 101
Marsh Supermarket 101
Meijer 101
-Meijer 201: Working the 10/$10, 11th Item FREE
Target 101
Walmart 101
– Walmart 201: Working the Price Matching Policy

DRUGSTORE TIPS & HINTS
CVS
CVS 101: The Basics
CVS 201: The Coupons
CVS 301: Getting Advanced
CVS Frequently Asked Questions

Walgreens
Walgreens 101

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Recommended Coupon Sites

by Beth Montgomery on December 31, 2008

in Coupons & Rebates


Finding printable coupons can be difficult with over $500 billions in fraudlent coupons being released each year and spam filling up inboxes everywhere. I recommend the following sites to make sure you’re using legitmate coupons and to avoid the spam.

Arm & Hammer
Betty Crocker
Cellfire.com
Colgate-Palmolive
Coupons.com
Meijer Mealbox
Red Plum
ShortCuts
Simple & Delicious
Smart Source
Super Target
UPromise

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